Entitlements of Injured Cadets

Health Care

Canadian cadets who suffer an injury or illness as a result of an authorized cadet activity receive certain health care entitlements through the Canadian Armed Forces. These are set out in the Queen’s Regulations and Orders for the Canadian Cadet Organizations (also known as QR Cadets which is only available on the Cadet Portal, and requires an account to access). This policy indicates that a cadet performing cadet duty is entitled to the same care as a Class A or B Reservist.1

Information on the entitlements of Reservists and, by extension, cadets is provided in the Queen’s Regulations and Orders, Chapter 34, subsection 7 and the Queen’s Regulations and Orders, Chapter 35, subsection 4.

Another key regulation is the Canadian Forces Health Services Group Instruction 2500-05 – Cadet Care Invoice Payment.2 This instruction states that the Canadian Forces Health Services Group is responsible for emergency care for cadets attending summer training programs. It goes on to explain that this includes the cost of the health services that exceed provincial/territorial coverage and that are covered under the Canadian Forces Spectrum of Care, for injuries or illnesses resulting from all authorized activities.

The table below serves as a guide only on the health care services available to cadets who suffer an illness or injury arising out of an approved cadet activity. Cadets and their parents or guardians are encouraged to verify cadets’ entitlements, and the process to access those entitlements, with the Commanding Officer of their cadet unit.

 

Cadet Activity

Entitlement to Health Care 

Unit activity 3 (corps/squadron)

 

 

  • First aid by qualified cadet instructor/supervisor.
  • Any subsequent care by the Canadian Armed Forces must be for an injury or illness related to a cadet activity; in which case:

    • Care will be limited to that injury or illness;
    • Care will be provided only until the cadet can be safely transferred to a civilian care provider;
    • Once transferred to a civilian care provider, coverage by the Canadian Armed Forces will continue for expenses above and beyond provincial/territorial health care coverage, based on Spectrum of Care benefits; and
    • After the end of cadet duty, to such medical care at public expense as the attending physician may consider necessary and as authorized by the officer commanding the command.For dental care, treatment that is necessary to restore a state of dental fitness comparable to that which existed prior to the injury, if such injury is not attributable to misconduct or imprudence.
  • For chronic medical conditions, or injuries and illnesses unrelated to a cadet activity, cadets are required to follow up with a civilian care provider.
  • In the event of serious illness, injury or death, a Canadian Armed Forces member will be appointed as a Designated Assistant to provide support to the cadet and his or her family as they access the Canadian Armed Forces Spectrum of Care benefits.4

Cadet Training Centre 5 (summer training)

  • Same as above, plus immediate medical care (i.e., first aid and initial assessment) at a Canadian Armed Forces walk-in clinic specifically for cadets.

Accident Insurance

In addition to health care services from the Canadian Armed Forces, cadets also have access to accident insurance through the Cadet Leagues of Canada.6

The accident insurance coverage is designed to be complementary coverage that, in most cases, picks up where other coverage may leave off or expire, including Canadian Armed Forces coverage, provincial/territorial health coverage, and private coverage.

As with health care, eligibility for accident insurance benefits is dependent on the injury being attributed to a cadet activity. Another important condition of eligibility for Cadet League insurance is that the injury must not have resulted from an illness. For example, under normal circumstances, a cadet who faints on parade and suffers an injury will not be covered under the policy because the insurer considers fainting to be a result of illness, not an accident.7

The table below provides examples of benefits available through the Cadet Leagues’ accident insurance policies:

 Categories of Benefits

 Examples of Benefits

Death, Dismemberment and Specific Loss8

  • Loss of life
  •       Loss of limbs
  •       Loss of senses (e.g., hearing, sight)
  •       Paralysis

Health Care Benefits

  • Medical reimbursement (e.g., ambulance fees, equipment rentals, prescription medications, services of a licensed chiropractor or physiotherapist)
  •       Dental care reimbursement
  •       Rehabilitation

Other Benefits

  • Tutorial
  •       Home alteration (e.g., to suit the associated disability)Vehicle modification
  •       Weekly accident indemnity (to cover some lost wages if the cadet was employed)

For more information on accident insurance coverage and/or the process to file a claim, please contact the appropriate Cadet League National Office:

 Navy Cadet League

 Army Cadet League

 Air Cadet League

Toll Free: 1-800-375-6289

Fax: (613) 990-8701

Email: info@navyleague.ca

Website: www.navyleague.ca

Toll Free: 1-877-276-9223

Fax: (613) 990-8701

Email: national@armycadetleague.ca

Website:
www.armycadetleague.ca

Toll Free: 1-877-422-6359

Fax: (613) 991-4347

Email: leaguehq@aircadetleague.com

Website:
http://aircadetleague.com/


Please continue to monitor our website for the upcoming release of our investigation into the entitlements of injured cadets

If you would like more information or have any questions, our Office is ready to help.

1-888-828-3626
ombudsman-communications@forces.gc.ca


 1 Canadian Forces Health Services Group Instruction 2500-05 specifies that cadets participating in a summer training centre program are considered the same as Class B Reservists on short-term contract, and as Class A Reservists when participating in any other authorized activity.

2 This policy is only available on the Defence Intranet site, which is not accessible to the public

3 Unit activity is considered Class A Reserve Service

4 Defence Administrative Orders and Directives 5018-0 – Injured Members and Military Casualties

5 Cadet Training Centre (summer training) is considered Class B Reserve Service; short-term (under 180 days)

6 Each League (Navy, Army and Air) has its own accident insurance policy

7 The Army Cadet League of Canada National Policies and Directives: Policy 4 – Insurance Coverage to the Army Cadet Programme

8 These benefits are lump-sum payouts based on a percentage of the principal amount of $10,000

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